Articles 3 and 4 of the Uniform Commercial Code (UCC) and Federal Reserve Regulation CC govern:

• Checks, drafts, and other negotiable instruments
• The relationship between a financial institution and its accountholders
• The relationship between financial institutions participating in the check clearing process

Do you understand these laws and how they dictate the credit union’s daily transactions? This session is designed to teach the laws and regulations that govern negotiable instruments in a down-to-earth fashion by taking very complex laws and presenting them in simple terms.

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